MFA (multi-factor authentication) or 2FA (two-factor authentication) is the same thing. These are security terms that represent an additional layer of login security for systems with valuable information such as your email. The need for MFA is increasing as cybercriminals become more successful at hacking into email accounts and finding transaction information that they can leverage into stealing your client’s money. Cyber insurance policies are starting to require MFA for coverage so it is only a matter of time before it becomes mandatory for all email systems. Microsoft projects that 99.9% of ransomware events could be prevented with the use of MFA. Attached is an example of an insurance carrier’s request for MFA.

Setting up MFA is easy, almost all systems have this option. The challenge comes after you set up MFA, then you will need to authenticate yourself via text message or authenticator app every day when you log in. This can be a hassle but in the long run, it is worth it because this extra step will exponentially improve your security and make it more difficult for cybercriminals to gain access.

 

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